The Real Estate Guideyour resource to everything real estate.. Savvy home buyers guide 2017Looking to buy the home of your dreams? Follow these easy tips to ensure your dream is not a nightmare! Top 6 Reasons to NOT buy a home : Debunked!Think you can't afford a home, you may want to think again. Entering the VDA ZoneWhere is this invisible boundary and what does it mean? How to work with a VA Loan ...gracefullyLearn the advantages and disadvantages of working with a VA loan to prepare yourself as a buyer or seller. Loan to Value Ratio ExplainedHear what investopedia.com has to say about LTV Ratios and how they can affect both buyers and sellers. Click to view the video The AppraisalDeal Killer or Equity builder? Learn how an appraisal can affect your next transaction. The importance of a local lenderTop 4 reasons you should choose a local lender for your next real estate purchase in Hawaii Condo ClassesLearn about the three main classes of condos in Hawaii and how they can affect your loan. Leasehold PropertyLearn the differences in leasehold property vs. fee-simple property. What are the advantages and disadvantages? Recommended Home Service Professionals on KauaiDon't break the bank while fixing your house. Here are Kauai's top home service professionals. Different ways to manage an investment propertyIf your looking to invest on Kauai here are four things you need to know about managing your property How to purchase a home on KauaiLearn the basics of escrow from start to finish with this 33 page downloadable home buyers guide Closing Cost Calculator How much cash do you need to close escrow? If your selling whats your net?